The key difference between the Select Fund and the Pooled fund, is that in the Pooled Fund your capital and income return is linked to the performance of a diversified pool of mortgages which are chosen by Payton.

Furthermore, once the Pooled Fund minimum investment term is met, you can maintain your investment for the longer term, or redeem it on any one of the quarterly redemption dates.

In the Select Fund, your capital, income and investment term are linked exclusively to the performance of the specific loan (or loans) in which you choose to invest.

So, if you prefer to take a more active approach in selecting and building your mortgage loan portfolio, then you may consider the Select Fund.

If you prefer to invest in a diversified pool of mortgages selected by Payton, then you may consider an investment in the Pooled Fund.