Why invest with us?

  • Experienced fund manager

  • Premium fixed income returns
  • Investments secured by mortgages over Australian real estate
  • Regular income distributions
  • Range of investment terms from 3 months up to 2 years
  • Dedicated Relationship Manager
  • No cost or fees to invest*
  • Low correlation to other asset returns
  • Ability to partner with purpose with the Payton Foundation
  • Available to wholesale, sophisticated and professional investors only.

Investment Products– How does it work?

Payton provides an opportunity for investors to access the Australian private debt market, which was traditionally the domain of large scale banks.

To learn more about how private real estate debt works, watch our video.

Investment Products

Payton Pooled Investment Fund

2% - 12% p.a.#^

A pooled mortgage fund suitable for investors who prefer a managed investment experience, giving you access to a diversified pool of investments chosen and managed by us.

Cash-Plus Account

2.5% +

Capital Secure to Balanced Investments

Core Account

6.0% +

Capital Secure to Balanced Investments

Opportunity Account

10.0% +

Capital Secure to High Yield Investments

Payton Select Investment Fund

6% - 16% p.a.^

A non-pooled mortgage fund suitable for investors who prefer to take a self-directed approach, allowing you to choose your investments and tailor your portfolio.

Capital Secure

6.5% +

First registered mortgage over an improved property up to an LVR of 60%

Capital Stable

7.5% +

First registered mortgage over an improved property up to an LVR of 65%

Balanced

8.5% +

First registered mortgage over vacant land or an active development site up to an LVR of 65%

Growth

11.5% +

Second registered mortgage over an improved property up to an LVR of 75%

High Yield

13% +

Second mortgage over an active development site up to an LVR of 80% of Net Realisable Value, or 90% of Total Development Cost

* Early withdrawal fees may apply if minimum term requirements are not met.

# Returns in the Payton Pooled Investment Fund (‘Pooled Fund’) are variable and paid monthly. The rates of return from the Pooled Fund are not guaranteed and are determined by the future revenue of the Pooled Fund and may be lower than expected. Withdrawal rights are subject to liquidity and may be delayed or suspended.

^ An investment in the Payton Select Investment Fund and the Payton Pooled Investment Fund is not a bank deposit, and investors risk losing some or all of their principal investment. Past performance is not a reliable indicator of future performance.